New Federal Anti-Money Laundering Rules Take Effect One of the most impactful changes this month is the implementation of the U.S. Treasury's Financial Crimes Enforcement Network (FinCEN) Anti-Money Laundering Regulations for Residential Real Estate Transfers, effective December 1, 2025. This nationwide rule requires reporting of certain all-cash residential real estate transactions to combat money laundering. Key points: Professionals involved in non-financed transfers (e.g., title companies, escrow agents) must file reports identifying beneficial owners. It applies to transfers to legal entities, trusts, or individuals without financing. Exemptions exist for certain low-risk transactions. This rule aims to increase transparency in high-value deals, particularly those involving foreign buyers or